Public and Products

Sometimes, accidents happen; there is usually no way for you to prevent them. However, making sure your business is insured in case of these mishaps is crucial.

Kay and Lane can help you to find Public and Products Liability that meets all of your requirements.

Insurance tailored to your business

Protecting your business with public liability insurance is vital for the majority of businesses. If your organisation interacts with the public on a daily basis or your business operates services that are performed in a public area, it is highly likely that you will require public liability cover. Finding the right cover for your business at a fair price is not simple, but here at Kay and Lane our experienced team have developed relationships with reputable insurance firms in our 35-year history, meaning we can provide you with the best insurance prices.

Kay and Lane have a capable team devoted to tailoring insurance to your business and your personal requirements. It is important that you have the right level of cover for your business that insures everything you need insuring, which is why our team take the opportunity to get to know you and your company seriously. We work tirelessly to ensure the insurance that we find for you is both comprehensive and competitively priced.

Product Liability Insurance

Products liability would normally be arranged alongside public liability. Products liability covers claims for compensation that arise specifically as a result of one of your products.

If a claim was made against your business as a result of financial loss or personal injury due to one of your products, product liability insurance would cover any costs you might encounter as well as damages you might be liable for. Kay and Lane can find you competitively priced product liability insurance to combine with your public liability insurance.

Public Liability Insurance

If your business will potentially interact with the public in any way, public liability insurance is cover you need to invest in. Public liability insurance covers you for claims made against you by both members of the public and other businesses. These claims are usually a result of incidents that have occurred as a result of your business’ activities. For example, public liability insurance should cover the cost of compensation for something such as personal injury to a member of the public.

Public liability insurance will cover any legal liability that your business incurs as part of its operations. If a third party, such as a customer or any other member of the public, alleged that they have faced financial loss as a result of your business’ actions, there is a possibility that they could take legal action against you. Public liability insurance would protect your business in this situation as it would pay towards damage and legal costs that you might experience.

Cover for your business

Regardless of whether you are simply a sole trader or running a large business, protecting your company with public liability and product liability insurance is crucial. Unfortunately, it is impossible to know when something could go wrong for your business, so you need to make sure your business is protected immediately. We can arrange cover for a variety of businesses, from those with one employee to those with 100.

Here at Kay and Lane, we take the time to understand your business and find the ideal insurance for you, ensuring you are adequately prepared for the worst. Contact us today to speak to one of the helpful team and for your free quote.

Kays Insurance Brokers Ltd t/as Kay & Lane Insurance Brokers is an Appointed Representative of IFS Risk Solutions (UK) Ltd.

IFS Risk Solutions (UK) is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 232210. You may check this on the Financial Services Register by visiting the FCA website, or by contacting the FCA on 0800 111 6768

Registered Office for IFS Risk Solutions (UK) Ltd is a Registered Company (Registration Number 05037131). The Registered Address is Apex House, Water Vole Way, Doncaster DN4 5JP.